Since the card is applied to their Apple ID and not the Family Sharing group, the cost of their purchases will come off of their gift card until it's depleted. If you have your child's iPhone handy, you can log into their Apple ID on their device and add the gift card to their account following the steps in the previous section. If you add an Apple gift card or iTunes gift card to a child's account, you can still use the Ask to Buy feature to approve their purchases. You might prefer to apply the Apple gift card directly to your child's Apple ID or that of another family member, rather than letting them spend the equivalent amount from the credit card associated with your Apple ID. Redeem an iTunes Gift Card on Your Child's iPhone
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